Liability Insurance Products, built by Social Workers, for Social Workers.

Mistakes happen—not having proper coverage doesn't have to be one of them!

You're just a few responses away from safeguarding the incredible work you do!

For social workers, Professional Liability Insurance stands as the cornerstone of coverage. Why? It's tailored to provide legal representation on your behalf and cover the costs directly for your defense in the event of covered allegations. On top of Professional Liability, we offer Cyber Liability and General Liability products to all social workers. Apply online and consider the liability solutions that are available for you!

We offer reasonable pricing based on the services you provide, career protection that you can trust. Apply online and consider the liability solutions available to you!

Go online now, as discounts will be applied automatically if you are eligible.

Professional Liability Insurance
For social workers, Professional Liability Insurance stands as the cornerstone of your career protection. As you work with clients, it shields you from the costly legal defense expenses that can occur from the difficult, and sometimes uncomfortable, realities of your work, such as alleged negligence. It's tailored to provide responsive legal representation on your behalf and directly covers defense costs when you need to respond to covered allegations.

General Liability Insurance
Safeguards you from liability risks alleged by others, like bodily injury or property damage, that are outside of your control and unrelated to the direct delivery of your professional services. This policy is designed to address harm caused to others, not damage to business property owned by your practice.

Cyber Liability Insurance
Protects you from the growing threats of cyber incidents, and online security breaches beyond your control. It includes coverage for legal support, breach response, and recovery costs.

Renew, Apply, or Update Your Policy

Renew Your Policy

Maintaining your coverage is right at your fingertips. Renew online now and keep yourself protected with liability coverage without interruption.


RENEW YOUR POLICY

Apply Online

It has never been easier to apply for coverage through the Preferra Liability Insurance Program. Enroll now to obtain affordable coverage you can trust.


APPLY ONLINE

Manage Your Policy

Obtaining copies of your policy documents and changing your address or email is simple. Complete the process online by registering or signing in to your account.

MANAGE YOUR POLICY

What Sets Us Apart

Safety, Security and Financial Strength

Stability and financial strength matter when considering your malpractice insurance coverage. We are reinsured by dual long-standing companies like Lloyd's and Swiss Re and rated “Excellent” by A.M. Best Company.

Get a Quote in Minutes

When you need a quote or coverage quickly, our online application is fast and easy. It provides you with what you need in just a few minutes.

Compassionate Leadership

You need someone advocating for you if you face a claim or lawsuit against you. Our Board includes Social Work Pioneers and behavioral health professionals who understand your needs and represent you at the highest level of the company.

Managing Your Risk is a Phone Call Away

You face risks and challenges every day. When you need advice, your risk management consultation Helpline can identify potential legal risks and help you implement strategies to minimize them.

Profits Shared with Our Policyholders

When Preferra has a good year, our policyholders benefit too. When we have profits, beyond expenses, a portion of those profits are shared with our policyholders, where they belong.